Loan lene se pehle, LoanReveal karo.See the real cost before you sign.
See the real cost of your loan, before you decide.
Banks calculate your EMI. We help you decide what to do.
EMI calculator
Monthly EMI
₹43,391
- Total interest
- ₹54.14 L
- Total payment
- ₹1.04 Cr
What next? Decide with your numbers
- Free, no sign-up
- Not owned by any bank
- Same maths as your lender
- Fees, GST & APR included
- Updated for FY 2026-27
- No personal details needed
Track your loan, free
Save it on this device to see your balance today, what a prepayment saves, and get calendar reminders. No sign-up.
Most popular calculators
What borrowers search for most.
Every calculator
Your EMI is just the start. See what each choice really costs or saves.
Decide what to do with your loan
- Reduce EMI or Tenure CalculatorAfter prepaying, should I reduce my EMI or my tenure?
- Balance Transfer CalculatorWill switching my loan to another bank actually save money?
- Personal Loan Foreclosure CalculatorHow much do I need to close my personal loan, and is it worth it?
- Credit Card EMI & No-Cost EMI CalculatorIs 'no-cost EMI' really free? What does my card EMI cost?
- Flat vs Reducing Rate CalculatorIs that 'flat' rate as cheap as it sounds?
- Loan Offer ComparisonWhich loan offer is actually cheapest after fees?
- Loan APR & KFS CheckerIs my loan costing more than the lender told me?
EMI calculators
- Car Loan EMI CalculatorWhat will my car loan EMI be after the down payment?
- Loan Amortization CalculatorHow much of each EMI goes to interest vs principal?
- Loan Against Property EMI CalculatorHow much can I borrow against my property, and what will it cost?
- Business Loan EMI CalculatorWhat will my business loan cost each month?
- Mudra Loan EMI CalculatorWhat will my Mudra loan EMI be, and which category is it?
- Home Loan Eligibility CalculatorHow much home loan can I get on my salary?
- Two-Wheeler Loan EMI CalculatorWhat will my bike or scooter loan cost each month?
- Education Loan CalculatorWhat will my education loan cost, and should I pay interest while studying?
Plan your debt and taxes
- Debt-Free Date CalculatorWhen will I be debt-free if I pay a little extra every month?
- Multiple Loan Payoff PlannerI have several loans. Which should I pay off first?
- Prepay vs Invest CalculatorShould I prepay my loan or invest the money?
- Income Tax Calculator (Old vs New Regime)Which tax regime saves me more this year?
Borrower help
Problem with your loan? Know your rights, and act on them.
Plain-English rules, a ready letter to your lender, your deadlines, and where to escalate. Free, and nothing you type leaves your device.
- EMI too high? How to ask your lender for relief
- Rate cut not passed on, or tenure extended without asking?
- Loan closed but property documents not returned?
- Charged more than your loan's Key Facts Statement says?
- Recovery agents harassing you? What's allowed and how to stop it
- Guarantor for a loan, and the bank is asking you to pay?
- Got a SARFAESI notice? Possession, auction and your deadlines
Loan guides
Plain answers to real loan questions, worked through with numbers.
- Is no-cost EMI really free? The hidden costs, explained
- How much home loan can I get on my salary?
- Reduce EMI or tenure after prepayment: which saves more?
- Flat rate vs reducing rate: why 9% flat is really about 16%
- Education loan moratorium: should you pay interest while studying?
- Prepay your home loan or invest the money? How to decide
Your EMI is just one number. We show you the whole story.
01
Answers, not just numbers
Every tool ends in a clear verdict: prepay or invest, reduce EMI or tenure, switch or stay, with the reasoning shown.
02
All the costs, included
Processing fees, 18% GST, foreclosure charges and break-even months. The parts bank calculators leave out.
03
Same maths as your lender
Month-by-month reducing balance, rupee-rounded EMIs and a final-EMI adjustment, tested against standard figures.
Common questions
Are LoanReveal calculators free?
Yes. Every calculator is free, needs no signup, and runs in your browser.
How accurate are the results?
We use month-by-month reducing-balance calculations, the same method lenders use, and test them against standard EMI figures. Your lender's numbers can differ slightly because of rounding, interest-reset dates and broken-period interest.
Do you store my loan details?
Nothing that identifies you. Tools that use your name or loan account, like Borrower Help letters and My loan, keep them only in your browser on your device; they're never sent to us. To improve the tools we record anonymous usage, such as which calculator was used and the numbers entered, with no name, phone number, account number or IP address.