All loan calculators

Pick the question you're trying to answer. Every tool is free and works without signing up.

Decide what to do with your loan

Prepay, cut EMI, switch banks or close early: see the rupee impact before you act.

Loan Part-Payment Calculator

How much interest do I save if I pay a lump sum now?

Reduce EMI or Tenure Calculator

After prepaying, should I reduce my EMI or my tenure?

Balance Transfer Calculator

Will switching my loan to another bank actually save money?

Loan Foreclosure & Pre-closure Calculator

How much do I need to close my loan today, and what do I save?

Personal Loan Foreclosure Calculator

How much do I need to close my personal loan, and is it worth it?

Credit Card EMI & No-Cost EMI Calculator

Is 'no-cost EMI' really free? What does my card EMI cost?

Flat vs Reducing Rate Calculator

Is that 'flat' rate as cheap as it sounds?

Loan Offer Comparison

Which loan offer is actually cheapest after fees?

Loan APR & KFS Checker

Is my loan costing more than the lender told me?

Plan your debt and taxes

Pick a payoff strategy, set a debt-free date, compare prepaying with investing, and choose your tax regime.

Debt-Free Date Calculator

When will I be debt-free if I pay a little extra every month?

Multiple Loan Payoff Planner

I have several loans. Which should I pay off first?

Prepay vs Invest Calculator

Should I prepay my loan or invest the money?

Income Tax Calculator (Old vs New Regime)

Which tax regime saves me more this year?

Home Loan Tax Benefit Calculator

How much tax does my home loan save, and which regime should I pick?

EMI calculators

Know the monthly EMI, total interest and full schedule before you sign.

Home Loan EMI Calculator

What will my home loan EMI be?

Personal Loan EMI Calculator

What will my personal loan really cost?

Car Loan EMI Calculator

What will my car loan EMI be after the down payment?

Loan Amortization Calculator

How much of each EMI goes to interest vs principal?

Gold Loan Calculator

How much loan can I get on my gold, and what will it cost?

Loan Against Property EMI Calculator

How much can I borrow against my property, and what will it cost?

Business Loan EMI Calculator

What will my business loan cost each month?

Mudra Loan EMI Calculator

What will my Mudra loan EMI be, and which category is it?

Home Loan Eligibility Calculator

How much home loan can I get on my salary?

Two-Wheeler Loan EMI Calculator

What will my bike or scooter loan cost each month?

Education Loan Calculator

What will my education loan cost, and should I pay interest while studying?

Not sure where to start?

Taking a new loan? Put every offer into the loan offer comparison. It adds processing fees and GST, so you compare the real yearly cost (APR), not the rate in the advert.
Already paying an EMI and have spare money? The part payment calculator shows the interest you save, and prepay vs invest checks whether investing that money would beat it.
Your rate went up, or another bank offers less? Try the EMI vs tenure calculator and the balance transfer calculator.
More than one loan or card? The debt payoff planner puts them in the order that costs you least.

All tools use one tested calculation engine and the inputs you type stay in your browser. How we calculate.